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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,596 | $102,638+35.0% | $81,982+69.1% | $158,982-12.8% |
| Participation rate | 61.5% | 75.5%-14.0pp | 69.3%-7.7pp | 82.0%-20.4pp |
| Annual return | 19.42% | 61.05%-41.6pp | 41.31%-21.9pp | 302.99%-283.6pp |
| Employer contribution / active EE | $2,362 | $3,241-27.1% | $2,498-5.4% | $4,763-50.4% |
| Participant deferral / active EE | $7,496 | $4,649+61.2% | $3,722+101.4% | $5,983+25.3% |
| Admin fee / account holder | $8 | $8,237-99.9% | $5,665-99.9% | $11,252-99.9% |