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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,753 | $90,530+162.6% | $76,030+212.7% | $145,897+63.0% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 14.45% | 625.08%-610.6pp | 361.54%-347.1pp | 552.29%-537.8pp |
| Employer contribution / active EE | $2,089 | $3,319-37.1% | $2,688-22.3% | $4,663-55.2% |
| Participant deferral / active EE | $6,578 | $5,164+27.4% | $4,257+54.5% | $6,689-1.7% |
| Admin fee / account holder | $15 | $8,383-99.8% | $6,421-99.8% | $13,390-99.9% |