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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,008 | $112,112-34.0% | $95,956-22.9% | $158,950-53.4% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 11.29% | 171.15%-159.9pp | 91.63%-80.3pp | 302.91%-291.6pp |
| Employer contribution / active EE | $2,355 | $3,199-26.4% | $2,541-7.3% | $4,762-50.6% |
| Participant deferral / active EE | $7,795 | $4,784+63.0% | $4,167+87.1% | $5,983+30.3% |
| Admin fee / account holder | $90,330 | $10,134+791.3% | $6,797+1229.0% | $11,248+703.0% |