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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,183 | $92,219+11.9% | $76,768+34.4% | $135,379-23.8% |
| Participation rate | 76.9% | 79.8%-2.8pp | 77.0%0pp | 82.6%-5.7pp |
| Annual return | -8.88% | 5.46%-14.3pp | 2.43%-11.3pp | 519.79%-528.7pp |
| Employer contribution / active EE | $2,198 | $3,216-31.7% | $2,485-11.6% | $4,779-54.0% |
| Participant deferral / active EE | $6,515 | $4,508+44.5% | $3,852+69.1% | $5,609+16.1% |
| Admin fee / account holder | $900 | $10,749-91.6% | $6,675-86.5% | $10,828-91.7% |