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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,280 | $133,981+51.0% | $112,249+80.2% | $134,532+50.4% |
| Participation rate | 93.3% | 78.6%+14.8pp | 75.1%+18.3pp | 81.2%+12.1pp |
| Annual return | -16.24% | 47.16%-63.4pp | 27.48%-43.7pp | 418.27%-434.5pp |
| Employer contribution / active EE | $2,333 | $4,040-42.2% | $3,636-35.8% | $4,741-50.8% |
| Participant deferral / active EE | $8,370 | $5,292+58.2% | $4,729+77.0% | $6,401+30.8% |
| Admin fee / account holder | $4,714 | $7,492-37.1% | $6,412-26.5% | $11,429-58.8% |