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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,870 | $115,810+65.7% | $101,271+89.5% | $158,966+20.7% |
| Participation rate | 94.1% | 79.4%+14.8pp | 75.8%+18.3pp | 82.0%+12.2pp |
| Annual return | 14.71% | 56.15%-41.4pp | 46.48%-31.8pp | 302.95%-288.2pp |
| Employer contribution / active EE | $2,059 | $4,175-50.7% | $3,660-43.7% | $4,762-56.8% |
| Participant deferral / active EE | $9,173 | $4,958+85.0% | $4,371+109.9% | $5,983+53.3% |
| Admin fee / account holder | $12,411 | $7,248+71.2% | $5,948+108.7% | $11,250+10.3% |