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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,377 | $185,856-82.0% | $170,028-80.4% | $139,456-76.1% |
| Participation rate | 55.6% | 87.8%-32.2pp | 87.0%-31.5pp | 80.3%-24.8pp |
| Annual return | 11.00% | 60.52%-49.5pp | 53.39%-42.4pp | 373.45%-362.4pp |
| Employer contribution / active EE | $2,349 | $7,593-69.1% | $6,788-65.4% | $4,753-50.6% |
| Participant deferral / active EE | $3,528 | $11,623-69.6% | $10,409-66.1% | $6,711-47.4% |
| Admin fee / account holder | $25,060 | $15,387+62.9% | $12,820+95.5% | $11,407+119.7% |