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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,197 | $157,304-23.6% | $141,197-14.9% | $152,909-21.4% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 2.90% | 64.34%-61.4pp | 71.41%-68.5pp | 345.46%-342.6pp |
| Employer contribution / active EE | $15,522 | $5,263+195.0% | $4,736+227.7% | $4,764+225.8% |
| Participant deferral / active EE | $11,792 | $7,111+65.8% | $6,710+75.7% | $5,851+101.5% |
| Admin fee / account holder | $52,949 | $12,126+336.7% | $10,265+415.8% | $11,601+356.4% |