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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,887 | $96,388-18.2% | $80,627-2.2% | $139,466-43.4% |
| Participation rate | 92.9% | 73.6%+19.2pp | 67.0%+25.8pp | 80.3%+12.5pp |
| Annual return | 15.88% | 1352.08%-1336.2pp | 936.76%-920.9pp | 373.66%-357.8pp |
| Employer contribution / active EE | $3,355 | $3,260+2.9% | $2,723+23.2% | $4,754-29.4% |
| Participant deferral / active EE | $10,034 | $5,224+92.1% | $4,443+125.8% | $6,712+49.5% |
| Admin fee / account holder | $4,367 | $6,603-33.9% | $5,381-18.8% | $11,409-61.7% |