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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,698 | $109,411-48.2% | $89,435-36.6% | $158,982-64.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.79% | 345.68%-330.9pp | 245.55%-230.8pp | 302.99%-288.2pp |
| Employer contribution / active EE | $2,827 | $3,173-10.9% | $2,587+9.3% | $4,763-40.7% |
| Participant deferral / active EE | $10,047 | $4,600+118.4% | $3,890+158.2% | $5,983+67.9% |
| Admin fee / account holder | $2,301 | $6,159-62.6% | $4,884-52.9% | $11,252-79.5% |