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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,671 | $129,737+327.5% | $119,126+365.6% | $154,746+258.4% |
| Participation rate | 93.3% | 78.9%+14.5pp | 75.8%+17.6pp | 80.7%+12.6pp |
| Annual return | 15.50% | 379.08%-363.6pp | 282.11%-266.6pp | 172.34%-156.8pp |
| Employer contribution / active EE | $4,248 | $4,375-2.9% | $4,034+5.3% | $4,379-3.0% |
| Participant deferral / active EE | $10,699 | $5,842+83.1% | $5,318+101.2% | $6,730+59.0% |
| Admin fee / account holder | $3,475 | $11,961-70.9% | $10,693-67.5% | $14,365-75.8% |