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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,985 | $149,679-41.2% | $117,039-24.8% | $147,586-40.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 8.34% | 19.31%-11.0pp | 18.95%-10.6pp | 578.59%-570.3pp |
| Employer contribution / active EE | $7,235 | $4,937+46.6% | $3,785+91.2% | $4,876+48.4% |
| Participant deferral / active EE | $10,783 | $4,912+119.5% | $3,929+174.4% | $5,439+98.3% |
| Admin fee / account holder | $583 | $7,856-92.6% | $5,974-90.2% | $10,886-94.6% |