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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,373 | $138,312-31.8% | $122,979-23.3% | $155,188-39.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 19.60% | 22.06%-2.5pp | 20.12%-0.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $3,510 | $3,530-0.6% | $3,062+14.6% | $4,248-17.4% |
| Participant deferral / active EE | $4,387 | $5,592-21.6% | $5,003-12.3% | $6,531-32.8% |
| Admin fee / account holder | $1,690 | $15,089-88.8% | $12,864-86.9% | $14,480-88.3% |