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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,686 | $117,846-37.5% | $102,434-28.1% | $145,884-49.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.99% | 31.90%-17.9pp | 29.46%-15.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,947 | $3,615-18.5% | $3,023-2.5% | $4,662-36.8% |
| Participant deferral / active EE | $3,684 | $5,733-35.7% | $5,055-27.1% | $6,690-44.9% |
| Admin fee / account holder | $1,522 | $13,356-88.6% | $9,462-83.9% | $13,392-88.6% |