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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,686 | $117,895-37.5% | $102,460-28.1% | $145,897-49.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.99% | 31.92%-17.9pp | 29.47%-15.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,947 | $3,619-18.6% | $3,025-2.6% | $4,663-36.8% |
| Participant deferral / active EE | $3,684 | $5,736-35.8% | $5,056-27.1% | $6,689-44.9% |
| Admin fee / account holder | $1,522 | $13,353-88.6% | $9,460-83.9% | $13,390-88.6% |