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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,368 | $185,312+231.5% | $161,489+280.4% | $154,746+297.0% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 14.56% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $16,915 | $4,769+254.7% | $4,268+296.3% | $4,379+286.3% |
| Participant deferral / active EE | $13,907 | $6,350+119.0% | $5,630+147.0% | $6,730+106.6% |
| Admin fee / account holder | $1,877 | $18,654-89.9% | $16,006-88.3% | $14,365-86.9% |