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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,978 | $175,231+177.9% | $149,696+225.3% | $139,466+249.2% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 13.94% | 166.77%-152.8pp | 134.46%-120.5pp | 373.66%-359.7pp |
| Employer contribution / active EE | $10,072 | $5,478+83.9% | $4,821+108.9% | $4,754+111.9% |
| Participant deferral / active EE | $14,008 | $6,521+114.8% | $5,682+146.5% | $6,712+108.7% |
| Admin fee / account holder | $1,598 | $16,155-90.1% | $13,212-87.9% | $11,409-86.0% |