Retirement plan

ZA ZU DESIGNS INC 401(K) PROFIT SHARING PLAN AND TRUST

Name: L S B Z INC. - ZA ZU DESIGNS INC 401(K) PROFIT SHARING PLAN AND TRUST (2019) Form 5500
Creator: L S B Z INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZA ZU DESIGNS INC 401(K) PROFIT SHARING PLAN AND TRUST, L S B Z INC.

L S B Z INC.EIN 36-3622807Plan #001PY 2019

18 E HINSDALE AVE - HINSDALE, IL 605214105630-325-8126

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$3.7M

+29.1% from 2018

Total participants

145

0.0% from 2018

Average account balance

$46,524

+32.3% from 2018

Annual return

21.05%

+28.22 pp from 2018

Benchmarks

See 1,705 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,705 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

58.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$503K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1283

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NATIONWIDE5+ years Service code 28 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Investment Management	$43,226
CAMBRIDGE INVESTMENT RESEARCH4+ years Service code 52 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 825568757	Indirect Investment Fees	$15,955
KIMBERLIN COMPANY, PLLC1 year Service code 10 · EIN 45-5497718 7517 S MCCLINTOCK, SUITE 107 · TEMPE, AZ 85283	Accounting	$7,900
NORTON ROSE FULBRIGHT4+ years Filed as: NORTON RETIREMENT SERVICES Service code 15 · EIN 86-1009405 PO BOX 6450 · GLENDALE, AZ 85312	Recordkeeping	$6,451

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$20K

$148 / participant

Investment mgmt$20K100.0%

% of EOY assets

0.538%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KIMBERLIN COMPANY, PLLC
Auditor EIN: 455497718
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,524

$51,620-9.9%

$90,300-48.5%

$65,185-28.6%

Participation rate

51.9%

68.6%-16.8pp

73.3%-21.4pp

70.2%-18.3pp

Annual return

21.05%

24.94%-3.9pp

78.11%-57.1pp

29.38%-8.3pp

Employer contribution / active EE

$2,235-100.0%

$2,854-100.0%

$2,177-100.0%

Participant deferral / active EE

$2,768

$2,871-3.6%

$3,884-28.8%

$3,514-21.2%

Admin fee / account holder

$251

$384-34.8%

$5,353-95.3%

$847-70.4%

Provider

Service type

Compensation

NATIONWIDE5+ years

Service code 28 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Investment Management

$43,226

CAMBRIDGE INVESTMENT RESEARCH4+ years

Service code 52

1776 PLEASANT PLAIN RD · FAIRFIELD, IA 825568757

Indirect Investment Fees

$15,955

KIMBERLIN COMPANY, PLLC1 year

Service code 10 · EIN 45-5497718

7517 S MCCLINTOCK, SUITE 107 · TEMPE, AZ 85283

Accounting

$7,900

NORTON ROSE FULBRIGHT4+ years

Filed as: NORTON RETIREMENT SERVICES

Service code 15 · EIN 86-1009405

PO BOX 6450 · GLENDALE, AZ 85312

Recordkeeping

$6,451

ZA ZU DESIGNS INC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZA ZU DESIGNS INC 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion