Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,948 | $82,028-70.8% | $123,105-80.5% | $59,633-59.8% |
| Participation rate | 22.1% | 83.2%-61.1pp | 86.8%-64.7pp | 68.7%-46.6pp |
| Annual return | -4.90% | 5.12%-10.0pp | 13.22%-18.1pp | 2041.45%-2046.4pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $5,151-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $636 | $4,667-86.4% | $6,229-89.8% | $3,192-80.1% |
| Admin fee / account holder | $973 | $5,879-83.4% | $9,014-89.2% | $4,297-77.4% |