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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,664 | $127,386+143.1% | $115,037+169.2% | $125,388+147.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.98% | 31.28%-30.3pp | 26.14%-25.2pp | 282.24%-281.3pp |
| Employer contribution / active EE | $14,013 | $5,166+171.3% | $4,608+204.1% | $4,866+188.0% |
| Participant deferral / active EE | $5,167 | $6,423-19.6% | $6,026-14.3% | $5,352-3.5% |
| Admin fee / account holder | $16,544 | $9,516+73.8% | $8,175+102.4% | $9,541+73.4% |