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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,984 | $65,704-49.8% | $94,229-65.0% | $59,633-44.7% |
| Participation rate | 75.0% | 72.1%+2.9pp | 78.8%-3.8pp | 68.7%+6.3pp |
| Annual return | -2.54% | 5.22%-7.8pp | 10.68%-13.2pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $1,055 | $2,021-47.8% | $3,587-70.6% | $2,203-52.1% |
| Participant deferral / active EE | $2,015 | $3,143-35.9% | $4,320-53.4% | $3,192-36.9% |
| Admin fee / account holder | $8,517 | $4,265+99.7% | $6,269+35.9% | $4,297+98.2% |