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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,629 | $22,602+411.6% | $65,328+77.0% | $75,181+53.8% |
| Participation rate | 100.0% | 63.1%+36.9pp | 64.9%+35.1pp | 67.2%+32.8pp |
| Annual return | 14.44% | 71.13%-56.7pp | 47.39%-32.9pp | 160.69%-146.2pp |
| Employer contribution / active EE | $7,915 | $941+741.2% | $1,692+367.8% | $2,671+196.4% |
| Participant deferral / active EE | $6,314 | $1,695+272.6% | $2,832+123.0% | $4,126+53.0% |
| Admin fee / account holder | $5,563 | $1,877+196.4% | $4,116+35.2% | $5,650-1.5% |