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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,533 | $138,078+2.5% | $125,363+12.9% | $134,509+5.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.98% | 750.49%-768.5pp | 572.15%-590.1pp | 418.13%-436.1pp |
| Employer contribution / active EE | $3,439 | $5,245-34.4% | $4,815-28.6% | $4,741-27.5% |
| Participant deferral / active EE | $12,770 | $7,800+63.7% | $7,447+71.5% | $6,400+99.5% |
| Admin fee / account holder | $2,187 | $11,566-81.1% | $10,005-78.1% | $11,427-80.9% |