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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,628 | $126,661+322.9% | $113,397+372.3% | $138,895+285.6% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 9.62% | 25.05%-15.4pp | 23.20%-13.6pp | 145.39%-135.8pp |
| Employer contribution / active EE | $1,987 | $3,456-42.5% | $2,977-33.3% | $4,194-52.6% |
| Participant deferral / active EE | $5,375 | $5,693-5.6% | $5,076+5.9% | $6,396-16.0% |
| Admin fee / account holder | $4,814 | $14,549-66.9% | $11,957-59.7% | $12,562-61.7% |