Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,491 | $81,870+49.6% | $119,622+2.4% | $68,486+78.9% |
| Participation rate | 43.3% | 71.9%-28.6pp | 79.3%-35.9pp | 67.9%-24.6pp |
| Annual return | -20.02% | -23.82%+3.8pp | -14.98%-5.0pp | -7.85%-12.2pp |
| Employer contribution / active EE | $1,835 | $2,692-31.8% | $4,232-56.6% | $2,597-29.3% |
| Participant deferral / active EE | $3,894 | $4,148-6.1% | $5,601-30.5% | $4,028-3.3% |
| Admin fee / account holder | $3,578 | $6,583-45.6% | $10,328-65.4% | $5,404-33.8% |