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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,589 | $60,128-57.4% | $90,440-71.7% | $79,852-68.0% |
| Participation rate | 82.4% | 65.0%+17.4pp | 72.7%+9.7pp | 69.6%+12.7pp |
| Annual return | 2.44% | 71.95%-69.5pp | 1294.38%-1291.9pp | 31.72%-29.3pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $3,263-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,716 | $2,939-41.6% | $3,964-56.7% | $3,740-54.1% |
| Admin fee / account holder | $11,871 | $3,977+198.5% | $5,615+111.4% | $5,306+123.7% |