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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,956 | $49,177-45.2% | $79,467-66.1% | $64,173-58.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -9.17% | -1.16%-8.0pp | 718.30%-727.5pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,628 | $2,076+26.6% | $2,800-6.1% | $2,381+10.4% |
| Participant deferral / active EE | $2,549 | $2,821-9.6% | $3,704-31.2% | $3,470-26.5% |
| Admin fee / account holder | $1,072 | $3,839-72.1% | $5,104-79.0% | $4,887-78.1% |