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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,529 | $58,258-45.9% | $81,820-61.5% | $80,925-61.0% |
| Participation rate | 85.7% | 63.5%+22.3pp | 72.4%+13.3pp | 67.7%+18.1pp |
| Annual return | 7.48% | 41.76%-34.3pp | 777.93%-770.5pp | 35.65%-28.2pp |
| Employer contribution / active EE | $0 | $2,345-100.0% | $2,915-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,772 | $3,284-46.1% | $4,323-59.0% | $4,299-58.8% |
| Admin fee / account holder | $2,393 | $4,976-51.9% | $7,391-67.6% | $6,940-65.5% |