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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,529 | $58,234-45.9% | $81,783-61.4% | $80,874-61.0% |
| Participation rate | 85.7% | 63.4%+22.3pp | 72.4%+13.4pp | 67.6%+18.1pp |
| Annual return | 7.48% | 41.70%-34.2pp | 775.05%-767.6pp | 35.62%-28.1pp |
| Employer contribution / active EE | $0 | $2,341-100.0% | $2,913-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,772 | $3,283-46.0% | $4,320-59.0% | $4,297-58.8% |
| Admin fee / account holder | $2,393 | $4,982-52.0% | $7,380-67.6% | $6,935-65.5% |