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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,751 | $54,380-8.5% | $68,509-27.4% | $59,633-16.6% |
| Participation rate | 66.7% | 70.2%-3.5pp | 74.7%-8.1pp | 68.7%-2.0pp |
| Annual return | 2.23% | 2.83%-0.6pp | 8.27%-6.0pp | 2041.45%-2039.2pp |
| Employer contribution / active EE | $588 | $1,539-61.8% | $2,278-74.2% | $2,203-73.3% |
| Participant deferral / active EE | $3,018 | $2,643+14.2% | $3,382-10.8% | $3,192-5.4% |
| Admin fee / account holder | $2,966 | $3,885-23.7% | $5,275-43.8% | $4,297-31.0% |