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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,895 | $114,712+1.0% | $173,730-33.3% | $87,485+32.5% |
| Participation rate | 40.0% | 73.0%-33.0pp | 79.6%-39.6pp | 68.9%-28.9pp |
| Annual return | 17.70% | 20.18%-2.5pp | 19.96%-2.3pp | 26.06%-8.4pp |
| Employer contribution / active EE | $1,360 | $2,904-53.2% | $4,577-70.3% | $2,596-47.6% |
| Participant deferral / active EE | $4,038 | $4,642-13.0% | $6,326-36.2% | $4,274-5.5% |
| Admin fee / account holder | $10 | $10,210-99.9% | $17,523-99.9% | $7,775-99.9% |