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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,132 | $91,559-52.9% | $133,978-67.8% | $79,856-46.0% |
| Participation rate | 31.7% | 73.3%-41.6pp | 79.8%-48.1pp | 69.6%-37.9pp |
| Annual return | 22.57% | 61.85%-39.3pp | 45.10%-22.5pp | 31.71%-9.1pp |
| Employer contribution / active EE | $798 | $2,384-66.5% | $3,919-79.6% | $2,471-67.7% |
| Participant deferral / active EE | $2,214 | $3,734-40.7% | $5,047-56.1% | $3,741-40.8% |
| Admin fee / account holder | $2 | $6,321-100.0% | $8,930-100.0% | $5,306-100.0% |