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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,253 | $98,760-33.9% | $149,715-56.4% | $79,858-18.3% |
| Participation rate | 69.1% | 75.8%-6.7pp | 82.5%-13.4pp | 69.6%-0.6pp |
| Annual return | 21.15% | 27.43%-6.3pp | 276.66%-255.5pp | 31.72%-10.6pp |
| Employer contribution / active EE | $301 | $3,217-90.6% | $4,645-93.5% | $2,471-87.8% |
| Participant deferral / active EE | $2,864 | $5,681-49.6% | $6,842-58.1% | $3,740-23.4% |
| Admin fee / account holder | $27 | $6,053-99.5% | $9,310-99.7% | $5,306-99.5% |