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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,495 | $76,551+10.4% | $123,894-31.8% | $62,881+34.4% |
| Participation rate | 86.5% | 73.0%+13.5pp | 81.4%+5.1pp | 69.3%+17.2pp |
| Annual return | 5.84% | 18.68%-12.8pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $2,455 | $2,882-14.8% | $4,617-46.8% | $2,281+7.6% |
| Participant deferral / active EE | $3,512 | $4,840-27.4% | $5,984-41.3% | $3,203+9.7% |
| Admin fee / account holder | $3,780 | $4,826-21.7% | $8,357-54.8% | $4,296-12.0% |