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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,411 | $45,566+43.6% | $64,105+2.0% | $59,633+9.7% |
| Participation rate | 52.2% | 60.2%-7.9pp | 68.2%-15.9pp | 68.7%-16.4pp |
| Annual return | -1.90% | 4.95%-6.8pp | 791.24%-793.1pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $370 | $934-60.4% | $1,820-79.7% | $2,203-83.2% |
| Participant deferral / active EE | $1,421 | $2,057-30.9% | $2,822-49.6% | $3,192-55.5% |
| Admin fee / account holder | $1,340 | $3,268-59.0% | $4,499-70.2% | $4,297-68.8% |