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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,520 | $74,535+142.2% | $100,712+79.2% | $82,637+118.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 11.49% | 18.92%-7.4pp | 33.27%-21.8pp | 53.51%-42.0pp |
| Employer contribution / active EE | $3,704 | $1,503+146.5% | $2,313+60.1% | $2,552+45.1% |
| Participant deferral / active EE | $5,914 | $3,074+92.4% | $4,085+44.8% | $4,126+43.3% |
| Admin fee / account holder | $30,922 | $6,576+370.2% | $9,256+234.1% | $7,339+321.3% |