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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,780 | $112,933+21.1% | $90,970+50.4% | $158,982-14.0% |
| Participation rate | 55.6% | 74.7%-19.2pp | 69.0%-13.5pp | 82.0%-26.4pp |
| Annual return | 10.40% | 215.82%-205.4pp | 134.60%-124.2pp | 302.99%-292.6pp |
| Employer contribution / active EE | $1,307 | $2,893-54.8% | $2,122-38.4% | $4,763-72.5% |
| Participant deferral / active EE | $7,743 | $4,128+87.6% | $3,373+129.6% | $5,983+29.4% |
| Admin fee / account holder | $0 | $8,047-100.0% | $5,961-100.0% | $11,252-100.0% |