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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,643 | $99,652-5.0% | $78,778+20.1% | $147,586-35.9% |
| Participation rate | 55.6% | 76.2%-20.7pp | 69.2%-13.6pp | 82.8%-27.3pp |
| Annual return | 13.08% | 47.28%-34.2pp | 35.62%-22.5pp | 578.59%-565.5pp |
| Employer contribution / active EE | $1,107 | $2,796-60.4% | $1,986-44.3% | $4,876-77.3% |
| Participant deferral / active EE | $1,248 | $3,664-65.9% | $2,958-57.8% | $5,439-77.1% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |