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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,645 | $156,616+21.7% | $133,346+43.0% | $198,609-4.0% |
| Participation rate | 77.8% | 77.7%+0.1pp | 72.8%+4.9pp | 82.4%-4.6pp |
| Annual return | 11.41% | 44.25%-32.8pp | 36.85%-25.4pp | 202.70%-191.3pp |
| Employer contribution / active EE | $2,142 | $3,368-36.4% | $2,853-24.9% | $5,055-57.6% |
| Participant deferral / active EE | $8,360 | $4,920+69.9% | $4,332+93.0% | $6,977+19.8% |
| Admin fee / account holder | $1,339 | $17,468-92.3% | $14,264-90.6% | $19,030-93.0% |