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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,645 | $112,729+69.1% | $98,716+93.1% | $137,256+38.9% |
| Participation rate | 77.8% | 74.2%+3.6pp | 69.3%+8.5pp | 80.0%-2.2pp |
| Annual return | 11.41% | 38.48%-27.1pp | 31.81%-20.4pp | 220.34%-208.9pp |
| Employer contribution / active EE | $2,142 | $2,725-21.4% | $2,279-6.0% | $4,156-48.5% |
| Participant deferral / active EE | $8,360 | $4,640+80.2% | $4,048+106.5% | $6,407+30.5% |
| Admin fee / account holder | $1,339 | $10,129-86.8% | $8,703-84.6% | $12,270-89.1% |