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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,715 | $135,956+6.4% | $123,894+16.8% | $273,972-47.2% |
| Participation rate | 84.6% | 84.1%+0.6pp | 81.4%+3.2pp | 83.0%+1.6pp |
| Annual return | 8.38% | 56.63%-48.2pp | 47.52%-39.1pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,784 | $5,170-46.2% | $4,617-39.7% | $4,869-42.8% |
| Participant deferral / active EE | $6,629 | $6,343+4.5% | $5,984+10.8% | $5,287+25.4% |
| Admin fee / account holder | $1,045 | $9,817-89.4% | $8,357-87.5% | $10,133-89.7% |