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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,464 | $101,795+148.0% | $165,100+52.9% | $80,959+211.8% |
| Participation rate | 94.0% | 71.8%+22.2pp | 78.6%+15.4pp | 67.7%+26.3pp |
| Annual return | 17.22% | 16.73%+0.5pp | 70.21%-53.0pp | 35.67%-18.4pp |
| Employer contribution / active EE | $5,502 | $2,954+86.3% | $4,348+26.5% | $2,757+99.6% |
| Participant deferral / active EE | $6,869 | $4,476+53.5% | $6,035+13.8% | $4,300+59.7% |
| Admin fee / account holder | $6,309 | $8,221-23.3% | $12,696-50.3% | $6,925-8.9% |