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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,344 | $94,031-27.3% | $115,768-41.0% | $82,448-17.1% |
| Participation rate | 90.9% | 70.4%+20.5pp | 74.4%+16.5pp | 68.1%+22.8pp |
| Annual return | 14.39% | 20.61%-6.2pp | 100.46%-86.1pp | 41.64%-27.3pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,059 | $3,972-23.0% | $4,917-37.8% | $4,139-26.1% |
| Admin fee / account holder | $2,984 | $10,249-70.9% | $12,439-76.0% | $7,234-58.8% |