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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,696 | $103,392-87.7% | $87,104-85.4% | $152,897-91.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 0.00% | 28.10%-28.1pp | 28.19%-28.2pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,815 | $3,221-43.6% | $2,521-28.0% | $4,764-61.9% |
| Participant deferral / active EE | $2,839 | $4,778-40.6% | $4,048-29.9% | $5,851-51.5% |
| Admin fee / account holder | $628 | $12,194-94.8% | $7,491-91.6% | $11,599-94.6% |