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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,755 | $162,812+66.3% | $133,971+102.1% | $158,966+70.3% |
| Participation rate | 90.0% | 83.2%+6.8pp | 79.8%+10.2pp | 82.0%+8.0pp |
| Annual return | 22.11% | 41.94%-19.8pp | 45.09%-23.0pp | 302.95%-280.8pp |
| Employer contribution / active EE | $22,543 | $4,976+353.0% | $3,919+475.3% | $4,762+373.3% |
| Participant deferral / active EE | $5,439 | $5,910-8.0% | $5,047+7.8% | $5,983-9.1% |
| Admin fee / account holder | $632 | $11,741-94.6% | $8,929-92.9% | $11,250-94.4% |