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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,104 | $99,995+158.1% | $85,063+203.4% | $145,978+76.8% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 15.91% | 83.99%-68.1pp | 66.54%-50.6pp | 550.52%-534.6pp |
| Employer contribution / active EE | $2,843 | $3,231-12.0% | $2,727+4.2% | $4,662-39.0% |
| Participant deferral / active EE | $7,658 | $5,295+44.6% | $4,523+69.3% | $6,690+14.5% |
| Admin fee / account holder | $4,610 | $7,255-36.5% | $6,155-25.1% | $13,400-65.6% |