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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,297 | $126,661+22.6% | $113,397+37.0% | $138,895+11.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 13.22% | 25.05%-11.8pp | 23.20%-10.0pp | 145.39%-132.2pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,685 | $5,693+17.4% | $5,076+31.7% | $6,396+4.5% |
| Admin fee / account holder | $3,990 | $14,549-72.6% | $11,957-66.6% | $12,562-68.2% |