Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
OLD SECOND BANK5+ years Service code 21 · EIN 36-1577458 | Bank Trustee | $41,320 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,536 | $25,302+151.1% | $74,722-15.0% | $67,579-6.0% |
| Participation rate | 24.7% | 37.8%-13.1pp | 54.5%-29.7pp | 71.3%-46.5pp |
| Annual return | 25.57% | 10291.17%-10265.6pp | 753.11%-727.5pp | 378.56%-353.0pp |
| Employer contribution / active EE | $388 | $446-13.0% | $1,084-64.2% | $2,148-81.9% |
| Participant deferral / active EE | $568 | $954-40.5% | $1,963-71.1% | $3,539-84.0% |
| Admin fee / account holder | $387 | $108+259.1% | $3,335-88.4% | $142+171.6% |