See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
OLD SECOND BANK3+ years Service code 21 · EIN 36-1577458 | Bank Trustee | $31,998 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,444 | $28,416+91.6% | $73,545-26.0% | $69,631-21.8% |
| Participation rate | 29.9% | 38.3%-8.5pp | 54.9%-25.0pp | 70.7%-40.8pp |
| Annual return | 24.26% | -694.13%+718.4pp | -15.16%+39.4pp | 27571.02%-27546.8pp |
| Employer contribution / active EE | $398 | $430-7.6% | $1,219-67.4% | $2,032-80.4% |
| Participant deferral / active EE | $573 | $897-36.1% | $1,806-68.3% | $3,224-82.2% |
| Admin fee / account holder | $325 | $104+211.0% | $2,320-86.0% | $110+193.8% |