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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,626 | $129,737-45.6% | $119,126-40.7% | $154,746-54.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.91% | 379.08%-365.2pp | 282.11%-268.2pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,387 | $4,375-68.3% | $4,034-65.6% | $4,379-68.3% |
| Participant deferral / active EE | $7,914 | $5,842+35.5% | $5,318+48.8% | $6,730+17.6% |
| Admin fee / account holder | $1,106 | $11,961-90.8% | $10,693-89.7% | $14,365-92.3% |