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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,543 | $89,259-17.6% | $107,187-31.4% | $82,637-11.0% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 6.82% | 21.02%-14.2pp | 204.55%-197.7pp | 53.51%-46.7pp |
| Employer contribution / active EE | $18,640 | $3,080+505.2% | $3,782+392.8% | $2,552+630.4% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $5,096-100.0% | $4,126-100.0% |
| Admin fee / account holder | $14,874 | $7,381+101.5% | $9,162+62.3% | $7,339+102.7% |