Retirement plan

DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. 401(K) PLAN

Name: DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. - DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. 401(K) PLAN (2021) Form 5500
Creator: DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. 401(K) PLAN, DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD.

DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD.EIN 36-3484865Plan #001PY 2021

1845 E RAND ROAD - ARLINGTON HEIGHTS, IL 600044356847-870-8820

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$51K

No prior year

Total participants

No prior year

Average account balance

$5,641

No prior year

Annual return

72.48%

No prior year

Benchmarks

See 103,184 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort103,184 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$182K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$23K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$23K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$712

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3C3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3C
Plan not intended to be qualified
A plan not intended to be qualified under Code sections 401 403 or 408.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$2K

$242 / participant

Other / not subdivided$2K100.0%

% of EOY assets

4.769%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$5,641

$217,432-97.4%

$185,849-97.0%

$167,536-96.6%

Participation rate

90.0%

86.1%+3.9pp

81.7%+8.3pp

82.1%+7.9pp

Annual return

72.48%

148.42%-75.9pp

122.10%-49.6pp

478.82%-406.3pp

Employer contribution / active EE

$1,713

$5,875-70.8%

$5,169-66.9%

$4,839-64.6%

Participant deferral / active EE

$1,690

$6,357-73.4%

$5,569-69.7%

$6,342-73.4%

Admin fee / account holder

$269

$19,818-98.6%

$16,244-98.3%

$12,315-97.8%

DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DANIEL A. CZAPEK D.M.D. AND ASSOCIATES, LTD. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion